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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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Is Wise safe?
Yes, here’s why
  • 3.09 USD
  • 5.15 USDOur fee
  • –
    8.24 USDTotal fees
  • =
    991.76 USDTotal amount we’ll convert
  • ×
    0.9197

Should arrive in 3 hours

Get started

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitin 3 hours
USDAEDDirect Debitby Friday
USDARSDirect Debitin 4 hours
USDAUDDirect Debitby Friday
USDBDTDirect Debitby Sunday, May 19
USDBGNDirect Debitby Friday
USDBRLDirect Debitin 5 hours
USDBWPDirect Debitby Sunday, May 19
USDCADDirect Debitby Friday
USDCHFDirect Debitin 3 hours
USDCLPDirect Debitby Tuesday, May 21
USDCNYDirect Debitin 2 hours
USDCOPDirect Debitin 2 hours
USDCRCDirect Debitby Sunday, May 19
USDCZKDirect Debitby Friday
USDDKKDirect Debitby Sunday, May 19
USDEGPDirect Debitby Tuesday, May 21
USDFJDDirect Debitin 2 hours
USDGBPDirect Debitin 2 hours
USDGELDirect Debitby Friday
USDGHSDirect Debitin 7 hours
USDHKDDirect Debitin 2 hours
USDHUFDirect Debitin 2 hours
USDIDRDirect Debitby Friday
USDILSDirect Debitby Wednesday, May 22
USDINRDirect Debitin 2 hours
USDJPYDirect Debitby Friday
USDKESDirect Debitin 3 hours
USDKRWDirect Debitin 2 hours
USDLKRDirect Debitin 2 hours
USDMADDirect Debitby Monday, May 20
USDMXNDirect Debitin 2 hours
USDMYRDirect Debitin 2 hours
USDNOKDirect Debitby Tuesday, May 21
USDNPRDirect Debitin 3 hours
USDNZDDirect Debitby Friday
USDPHPDirect Debitby Sunday, May 19
USDPKRDirect Debitin 2 hours
USDPLNDirect Debitby Monday, May 20
USDRONDirect Debitby Monday, May 20
USDSEKDirect Debitby Friday
USDSGDDirect Debitin 2 hours
USDTHBDirect Debitin 2 hours
USDTRYDirect Debitin 2 hours
USDTZSDirect Debitby Friday
USDUAHDirect Debitby Friday
USDUGXDirect Debitby Friday
USDUYUDirect Debitby Monday, May 20
USDVNDDirect Debitin 3 hours
USDZARDirect Debitby Sunday, May 19
USDZMWDirect Debitby Sunday, May 19
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions

  1. Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.