Our agreements with you

1. Your location

If you live in The following agreements will apply to you
The UK or a jurisdiction other than the ones listed below When you send, hold, spend, or receive money with Wise When you use our assets feature
EEA When you send, hold, spend, or receive money with Wise
US in the states listed here (“TW Inc Licenses”)
Nevada, Hawaii, Guam, US Virgin Islands, Mariana Islands and American Samoa
Canada
Japan (日本)
Brazil When you send, hold, spend, or receive Brazilian Real with Wise: When you send, hold, spend, or receive money with Wise in currencies other than Brazilian Real:
Singapore
Australia
New Zealand
Hong Kong
Malaysia
India
Turkey
United Arab Emirates (ADGM)
Indonesia

2. Additional activities

Location If you perform the following activities: The following agreements will apply to you:
Global
  • If you use our rate tracking service
Global
  • If you participate in our “refer a friend” program

Other documentation