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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

ASIC regulated
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Awarded 5 stars for international money transfers
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How long will a money transfer take?

Sending money fromSending money toPayment methodShould arrive by
AUDEUROskoby Monday
AUDAEDOskoby Monday
AUDARSOskoby Monday
AUDBDTOskoin 12 hours
AUDBGNOskoby Monday
AUDBRLOskoby Monday
AUDBWPOskoby Wednesday, 1 May
AUDCADOskoby Monday
AUDCHFOskoby Monday
AUDCLPOskoby Tuesday
AUDCNYOskoin seconds
AUDCOPOskoin seconds
AUDCRCOskoby Monday
AUDCZKOskoby Monday
AUDDKKOskoby Monday
AUDEGPOskoby Monday
AUDFJDOskoin 10 minutes
AUDGBPOskoin seconds
AUDGELOskoby Monday
AUDGHSOskoby Monday
AUDHKDOskoin seconds
AUDHUFOskoin seconds
AUDIDROskoby Monday
AUDILSOskoby Tuesday
AUDINROskoin seconds
AUDJPYOskoby Monday
AUDKESOskoin 30 minutes
AUDKRWOskoin 3 minutes
AUDLKROskoin seconds
AUDMADOskoby Wednesday, 1 May
AUDMXNOskoin seconds
AUDMYROskoin seconds
AUDNOKOskoby Tuesday
AUDNPROskoin 30 minutes
AUDNZDOskoby Monday
AUDPHPOskoin 20 minutes
AUDPKROskoin seconds
AUDPLNOskoby Monday
AUDRONOskoby Monday
AUDSEKOskoby Monday
AUDSGDOskoin seconds
AUDTHBOskoin seconds
AUDTRYOskoin seconds
AUDTZSOskoby Monday
AUDUAHOskoby Monday
AUDUGXOskoby Monday
AUDUSDOskoby Monday
AUDUYUOskoby Tuesday
AUDVNDOskoin 40 minutes
AUDZAROskoby Monday
AUDZMWOskoby Wednesday, 1 May
globe

How to send money overseas instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions