Instant money transfers

Q: What affects the speed of my transfer?

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure

Q: How can I check the status of my transfer?

You can always check the status of the transfer from your Activity feed. Log in to Wise. Click on Activity. Find the transfer, and click View transfer details

Q: Why might a transfer take longer than estimated?

Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.

Q: How can I send money faster?

If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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How long will a money transfer take?

Sending money from	Sending money to	Payment method	Should arrive by
HKD	EUR	Bank Transfer	by Monday
HKD	AED	Bank Transfer	in 3 hours
HKD	ARS	Bank Transfer	by Monday
HKD	AUD	Bank Transfer	by Monday
HKD	BDT	Bank Transfer	by Sunday
HKD	BGN	Bank Transfer	by Monday
HKD	BRL	Bank Transfer	by Monday
HKD	BWP	Bank Transfer	by Tuesday, 30 April
HKD	CAD	Bank Transfer	by Monday
HKD	CHF	Bank Transfer	by Monday
HKD	CLP	Bank Transfer	by Tuesday, 30 April
HKD	CNY	Bank Transfer	in seconds
HKD	COP	Bank Transfer	in 1 hour
HKD	CRC	Bank Transfer	by Monday
HKD	CZK	Bank Transfer	by Monday
HKD	DKK	Bank Transfer	by Monday
HKD	EGP	Bank Transfer	by Monday
HKD	FJD	Bank Transfer	in 10 minutes
HKD	GBP	Bank Transfer	in seconds
HKD	GEL	Bank Transfer	by Monday
HKD	GHS	Bank Transfer	by Monday
HKD	HUF	Bank Transfer	in seconds
HKD	IDR	Bank Transfer	by Monday
HKD	ILS	Bank Transfer	by Tuesday, 30 April
HKD	INR	Bank Transfer	in seconds
HKD	JPY	Bank Transfer	by Monday
HKD	KES	Bank Transfer	in 30 minutes
HKD	KRW	Bank Transfer	in 3 minutes
HKD	LKR	Bank Transfer	in seconds
HKD	MAD	Bank Transfer	by Wednesday, 1 May
HKD	MXN	Bank Transfer	in seconds
HKD	MYR	Bank Transfer	in seconds
HKD	NOK	Bank Transfer	by Tuesday, 30 April
HKD	NPR	Bank Transfer	in 30 minutes
HKD	NZD	Bank Transfer	by Sunday
HKD	PHP	Bank Transfer	in 20 minutes
HKD	PKR	Bank Transfer	in seconds
HKD	PLN	Bank Transfer	by Monday
HKD	RON	Bank Transfer	by Monday
HKD	SEK	Bank Transfer	by Monday
HKD	SGD	Bank Transfer	in seconds
HKD	THB	Bank Transfer	in seconds
HKD	TRY	Bank Transfer	in seconds
HKD	TZS	Bank Transfer	by Monday
HKD	UAH	Bank Transfer	by Monday
HKD	UGX	Bank Transfer	by Monday
HKD	USD	Bank Transfer	by Monday
HKD	UYU	Bank Transfer	by Tuesday, 30 April
HKD	VND	Bank Transfer	in 40 minutes
HKD	ZAR	Bank Transfer	by Monday
HKD	ZMW	Bank Transfer	by Tuesday, 30 April

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

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How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
You should always know where your money is. So keep track of your money by using our in-app Money tracker.
All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Instant money transfers

How long will a money transfer take?

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

Choose the fastest payment option.

Complete the transfer.

How fast is instant?

Fast money transfers are easy

Send money instantly with the most international app

Wise works nearly everywhere

Let's answer some of your questions

What affects the speed of my transfer?

How can I check the status of my transfer?

Why might a transfer take longer than estimated?

How can I send money faster?