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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Over 16 million customers
Read on Trustpilot
FCA regulated
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How long will a money transfer take?

Sending money fromSending money toPayment methodShould arrive by
EURAEDGoogle Payin 3 hours
EURARSGoogle Payby Monday
EURAUDGoogle Payby Monday
EURBDTGoogle Payby Sunday
EURBGNGoogle Payby Monday
EURBRLGoogle Payby Monday
EURBWPGoogle Payby Tuesday, 30 April
EURCADGoogle Payby Monday
EURCHFGoogle Payby Monday
EURCLPGoogle Payby Tuesday, 30 April
EURCNYGoogle Payin seconds
EURCOPGoogle Payin 3 hours
EURCRCGoogle Payby Monday
EURCZKGoogle Payby Monday
EURDKKGoogle Payby Monday
EUREGPGoogle Payby Monday
EURFJDGoogle Payin 10 minutes
EURGBPGoogle Payin seconds
EURGELGoogle Payby Monday
EURGHSGoogle Payby Monday
EURHKDGoogle Payin seconds
EURHUFGoogle Payin seconds
EURIDRGoogle Payby Monday
EURILSGoogle Payby Tuesday, 30 April
EURINRGoogle Payin seconds
EURJPYGoogle Payby Monday
EURKESGoogle Payin 30 minutes
EURKRWGoogle Payin 3 minutes
EURLKRGoogle Payin seconds
EURMADGoogle Payby Wednesday, 1 May
EURMXNGoogle Payby Tuesday, 30 April
EURMYRGoogle Payin seconds
EURNOKGoogle Payby Tuesday, 30 April
EURNPRGoogle Payin 30 minutes
EURNZDGoogle Payby Sunday
EURPHPGoogle Payby Monday
EURPKRGoogle Payin seconds
EURPLNGoogle Payby Monday
EURRONGoogle Payby Monday
EURSEKGoogle Payby Monday
EURSGDGoogle Payin seconds
EURTHBGoogle Payin seconds
EURTRYGoogle Payin seconds
EURTZSGoogle Payby Monday
EURUAHGoogle Payby Monday
EURUGXGoogle Payby Monday
EURUSDGoogle Payby Monday
EURUYUGoogle Payby Tuesday, 30 April
EURVNDGoogle Payin 40 minutes
EURZARGoogle Payby Monday
EURZMWGoogle Payby Tuesday, 30 April
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions