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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Millions of happy customers
See what they have to say
Is Wise safe?
Yes, here’s why

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitby Tuesday 12:00 PM
USDAEDDirect Debitby Tuesday 7:00 AM
USDARSDirect Debitby Tuesday
USDAUDDirect Debitby Tuesday 9:00 AM
USDBDTDirect Debitby Tuesday
USDBGNDirect Debitby Tuesday 11:00 AM
USDBRLDirect Debitby Tuesday
USDBWPDirect Debitby Friday, May 3
USDCADDirect Debitby Wednesday
USDCHFDirect Debitby Tuesday 4:00 AM
USDCLPDirect Debitby Thursday, May 2
USDCNYDirect Debitby Tuesday 4:00 AM
USDCOPDirect Debitby Tuesday 4:00 AM
USDCRCDirect Debitby Wednesday
USDCZKDirect Debitby Tuesday
USDDKKDirect Debitby Tuesday
USDEGPDirect Debitby Tuesday
USDFJDDirect Debitby Tuesday 4:00 AM
USDGBPDirect Debitby Tuesday 4:00 AM
USDGELDirect Debitby Tuesday 11:00 AM
USDGHSDirect Debitby Tuesday
USDHKDDirect Debitby Tuesday 4:00 AM
USDHUFDirect Debitby Tuesday 4:00 AM
USDIDRDirect Debitby Tuesday 6:00 AM
USDILSDirect Debitby Wednesday
USDINRDirect Debitby Tuesday 4:00 AM
USDJPYDirect Debitby Tuesday 4:00 AM
USDKESDirect Debitby Tuesday 4:00 AM
USDKRWDirect Debitby Tuesday 4:00 AM
USDLKRDirect Debitby Tuesday 4:00 AM
USDMADDirect Debitby Thursday, May 2
USDMXNDirect Debitby Wednesday
USDMYRDirect Debitby Tuesday 4:00 AM
USDNOKDirect Debitby Thursday, May 2
USDNPRDirect Debitby Tuesday 4:00 AM
USDNZDDirect Debitby Wednesday
USDPHPDirect Debitby Tuesday
USDPKRDirect Debitby Tuesday 4:00 AM
USDPLNDirect Debitby Wednesday
USDRONDirect Debitby Wednesday
USDSEKDirect Debitby Tuesday 9:00 AM
USDSGDDirect Debitby Tuesday 4:00 AM
USDTHBDirect Debitby Tuesday 4:00 AM
USDTRYDirect Debitby Tuesday 4:00 AM
USDTZSDirect Debitby Tuesday
USDUAHDirect Debitby Wednesday
USDUGXDirect Debitby Tuesday
USDUYUDirect Debitby Thursday, May 2
USDVNDDirect Debitby Tuesday 4:00 AM
USDZARDirect Debitby Tuesday
USDZMWDirect Debitby Friday, May 3
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions