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What can I do with Wise?

How you can use Wise depends on where you live. See currencies and what's available in your country today.
  • A Wise transfer of Australian dollar to Euro.

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

  • Wise balance for Australian dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • 3.18%On AUD

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

Trusted by millions

Millions of customers globally move around £12 billion each month

Regulated

Wise is regulated by the Australian Securities & Investments Commission in Australia

24/7 customer support

Get help from thousands of specialists any time over email, phone and chat

  1. This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund's Product Disclosure Statement before making a decision on the advice.

    Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 03/06/2025 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Government Cash Fund.

    Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC). The currency account is provided by Wise Australia Pty Ltd (AFSL: 513764).

    Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.