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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

FINTRAC regulated
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Over 16 million customers
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How long will a money transfer take?

Sending money fromSending money toPayment methodShould arrive by
CADEURDirect Debitin 8 hours
CADAEDDirect Debitby Tuesday
CADARSDirect Debitin 8 hours
CADAUDDirect Debitby Tuesday
CADBDTDirect Debitby Tuesday
CADBGNDirect Debitin 9 hours
CADBRLDirect Debitin 8 hours
CADBWPDirect Debitby Thursday, 2 May
CADCHFDirect Debitin 6 hours
CADCLPDirect Debitby Wednesday
CADCNYDirect Debitin 6 hours
CADCOPDirect Debitin 6 hours
CADCRCDirect Debitby Tuesday
CADCZKDirect Debitby Tuesday
CADDKKDirect Debitby Tuesday
CADEGPDirect Debitby Tuesday
CADFJDDirect Debitin 6 hours
CADGBPDirect Debitin 6 hours
CADGELDirect Debitin 7 hours
CADGHSDirect Debitin 12 hours
CADHKDDirect Debitin 6 hours
CADHUFDirect Debitin 6 hours
CADIDRDirect Debitby Tuesday
CADILSDirect Debitby Wednesday
CADINRDirect Debitin 6 hours
CADJPYDirect Debitby Tuesday
CADKESDirect Debitin 6 hours
CADKRWDirect Debitin 6 hours
CADLKRDirect Debitin 6 hours
CADMADDirect Debitby Wednesday
CADMXNDirect Debitin 6 hours
CADMYRDirect Debitin 6 hours
CADNOKDirect Debitby Thursday, 2 May
CADNPRDirect Debitin 6 hours
CADNZDDirect Debitby Tuesday
CADPHPDirect Debitin 6 hours
CADPKRDirect Debitin 6 hours
CADPLNDirect Debitby Wednesday
CADRONDirect Debitby Wednesday
CADSEKDirect Debitin 9 hours
CADSGDDirect Debitin 6 hours
CADTHBDirect Debitin 6 hours
CADTRYDirect Debitin 6 hours
CADTZSDirect Debitby Tuesday
CADUAHDirect Debitby Tuesday
CADUGXDirect Debitby Tuesday
CADUSDDirect Debitby Monday
CADUYUDirect Debitby Wednesday
CADVNDDirect Debitin 6 hours
CADZARDirect Debitby Tuesday
CADZMWDirect Debitby Thursday, 2 May
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions