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Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (75h)
  • Domestic wire transfer fee
    0.31 CAD
  • Our fee
    188.44 CAD

Total included fees (0.47%)
188.75 CAD

Should arrive by Tuesday, September 16

Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (75h)
  • Domestic wire transfer fee
    0.31 CAD
  • Our fee
    188.44 CAD

Total included fees (0.47%)
188.75 CAD

Should arrive by Tuesday, September 16

How to send money to a bank account in 3 easy steps

What is Bank account money transfer?

Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

Learn more about using bank account transfers.

Online money transfer fees

How much does it cost to send money to a bank account?

To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Cheapest way to send money abroad

The cheapest way to send 40,000 CAD to USD is by using money that's in your Wise account and costs 187.69 CAD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

CAD

USD

Sending 40,000 CADTransfer cost
Wise account187.69 CAD

Bank transfer188.75 CAD

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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