Send money by swift

Send money by swift from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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You send exactly

2.49 USD
11.54 USDOur fee
–
14.03 USDTotal fees
=
985.97 USDTotal amount we’ll convert
×
7.2454

Recipient gets

Should arrive by December 5

Get started

How to send money by swift in 3 easy steps

Enter amount to send in USD

Pay in USD by swift.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send USD by swift, receive CNY

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What is Swift money transfer?

Making a SWIFT money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your SWIFT transfer by phone, or in a branch - whatever you’d normally do. That makes a SWIFT money transfer familiar and convenient, no matter where you’re sending money to.

SWIFT money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using SWIFT wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer by swift take?

A money transfer by swift (USD-CNY) should arrive by December 5. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD

CNY

Should arrive

by December 5

Wise works nearly everywhere

Send money

Account details

Hold and convert money

British pound
Swift/BIC, IBAN, Sort code and Account number
Euro
Swift/BIC and IBAN
United States dollar
Routing number, Swift/BIC, Account number and Account type
Australian dollar
BSB code and Account number
Canadian dollar
Swift/BIC, Account number and Institution number
Hungarian forint
Swift/BIC, IBAN and Account number
Malaysian ringgit
Account number
New Zealand dollar
Account number
Romanian leu
Bank code and Account number
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.