Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers

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FCA regulated

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You send exactly

0 AUD
14.75 AUDOur fee
–
14.75 AUDTotal fees
=
985.25 AUDTotal amount we’ll convert
×
4.7117

Recipient gets

Should arrive in seconds

Get started

How to send money using PayID in 3 easy steps

Enter amount to send in AUD

Pay in AUD using PayID.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send AUD using PayID, receive CNY

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayID take?

A money transfer using PayID (AUD-CNY) should arrive by Friday 12:30 AM. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD

CNY

Should arrive

by Friday 12:30 AM

Wise works nearly everywhere

Send money

Account details

Hold and convert money

British pound
Swift/BIC, IBAN, Sort code and Account number
Euro
Swift/BIC and IBAN
United States dollar
Routing number, Swift/BIC, Account number and Account type
Australian dollar
BSB code and Account number
Canadian dollar
Swift/BIC, Account number and Institution number
Hungarian forint
Swift/BIC, IBAN and Account number
Malaysian ringgit
Account number
New Zealand dollar
Account number
Romanian leu
Bank code and Account number
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.