Give your money a boost
Earn returns on EUR, GBP and USD by opening a Wise account and investing in a fund that holds government-guaranteed assets. Start with a cent, penny or dime. Spend any time, all while you grow. Capital at risk.
EUR3.24%
GBP4.46%
USD4.74%
*Growth is not guaranteed and your money is at risk if governments default or interest rates go negative. Variable rates are based on 7 day performance as of 26/09/2024. See the past performance of each fund below.
How interest works
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Turn on InterestTurn on InterestYour money is invested in an interest-earning fund that holds government-guaranteed assets.
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Get gains dailyGet gains dailyReturns are added to your money every working day — and you can use them right away.
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Spend any timeSpend any timeContinue to send and spend your money. With Interest, there’s no need to lock your money away.
Interest is offered in partnership with BlackRock and through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.
Rates
The rate we show is how much your money could grow over a year. It’s based on the fund’s rate of return in the last 7 days and tracks the rate set by the central bank. The rate was last updated 26/09/2024. Past performance doesn't guarantee future growth.
3.24% on EUR3.24% on EURAfter 0.27% annual fee
4.46% on GBP4.46% on GBPAfter 0.56% annual fee
4.74% on USD4.74% on USDAfter 0.29% annual fee
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets it invests in are guaranteed by governments.
You may also be eligible for protection up to 20,000 EUR under The Estonian Investor Protection Sectoral Fund.
See gains every day
Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed. 1
FAQ
Do more with Wise
- Interest is offered through TINV Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.