What can I do with Wise?

How you can use Wise depends on where you live. See currencies and what's available in your country today.
  • A Wise transfer of British pound to Euro.

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

  • Wise balance for British pound.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • 3.73%On GBP

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

Trusted by millions

Millions of customers globally move around £12 billion each month

Regulated

Wise is regulated by the Financial Conduct Authority (FCA) in the UK

24/7 customer support

Get help from thousands of specialists any time over email, phone and chat

  1. Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 25/06/2025. The Fund has achieved an average annual return of 1.31% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.