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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (79h)
  • Bank transfer fee
    0 EUR
  • Our fee
    176.88 EUR

Total included fees (0.59%)
176.88 EUR

Should arrive by Monday

Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (79h)
  • Bank transfer fee
    0 EUR
  • Our fee
    176.88 EUR

Total included fees (0.59%)
176.88 EUR

Should arrive by Monday

Which is the cheapest way to send money abroad?

The cheapest way to send 30,000 EUR to INR is from a Wise balance and costs 176.36 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

INR

Sending 30,000 EURTransfer cost
Wise balance176.36 EUR

Bank transfer177.33 EUR

How to send money instantly

  • Use our calculator to get an estimate for your transfer.
    Use our calculator to get an estimate for your transfer.

  • Choose the fastest payment option.
    Choose the fastest payment option.

  • Complete the transfer.
    Complete the transfer.

Need a fast money transfer to business partner?

Make international payments easily with Wise. Send money to 200 countries and we support 50 currencies globally. No hidden fees, no exchange rate markups.

Track your transfer at every step

It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Track your transfer at every step

It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 64% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

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Disappoint thieves

Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe
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  • Our dedicated fraud and security teams work to keep your money safe
  • We use 2-factor authentication to protect your account
  • We hold your money with established financial institutions

See where Wise works

Let's answer some of your questions