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Send money using PayNow

Send money using PayNow from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 12.8 million customers
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  • –
    5.06 SGD
  • =
    994.94 SGDTotal amount we’ll convert
  • ×
    62.6511

Should arrive in seconds

Get started
globe

How to send money using PayNow in 3 easy steps

Start your transfer.

Enter amount to send in SGD

Pay in SGD using PayNow.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send SGD using PayNow, receive INR

The recipient gets money in INR directly from Wise’s local bank account.

Create free account now

What is PayNow money transfer?

You can make a PayNow money transfer conveniently through the Wise app or desktop site, simply by scanning the PayNow QR for your payment. All you’ll need to do is set up your Wise money transfer, and pick PayNow as the payment method. You’ll be shown a unique QR code and can then log into your mobile banking service to scan and pay easily.

The QR code you’re provided is specific to your PayNow transfer, so you should not share it with others.

You can send up to 200,000 SGD per transfer when you use PayNow. There’s no limit to the number of transactions you can make - but you’ll need to make sure you’re paying from an account held in your own name.

Learn more about using PayNow.

Online money transfer fees

How much does it cost to send money using PayNow?

To send money using PayNow with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayNow take?

A money transfer using PayNow (SGD-INR) should arrive in seconds. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

SGD
INR

Should arrive

in seconds

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.