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Send money with INTERAC e-Transfer

Send money with INTERAC e-Transfer from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (60h)
  • INTERAC e-Transfer® fee
    52.80 CAD
  • Our fee
    176.16 CAD
Total included fees (0.57%)
228.96 CAD

Should arrive by Monday

Send money with INTERAC e-Transfer

Send money with INTERAC e-Transfer from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (60h)
  • INTERAC e-Transfer® fee
    52.80 CAD
  • Our fee
    176.16 CAD
Total included fees (0.57%)
228.96 CAD

Should arrive by Monday

How to send money with INTERAC e-Transfer in 3 easy steps

Start your transfer.

Enter amount to send in CAD.

Pay in CAD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send CAD, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What is INTERAC e-Transfer money transfer?

Paying for your Wise international payment by INTERAC e-Transfer is convenient and can be done right from your laptop or smartphone.

All you’ll need to do is select INTERAC e-Transfer Request Money as your preferred way to pay, and then follow the instructions on the money request you receive through your Interac phone number or email. Each Interac money request you generate is good for 24 hours, so you can set up your payment at your convenience, online or in your bank’s mobile app. Easy.

Once you approve the Interac money request your payment is usually received by Wise in just a few minutes. That means Wise can get it on the way to your recipient faster, too.

Learn more about using Interac transfers.

Online money transfer fees

How much does it cost to send money with INTERAC e-Transfer?

To send money with INTERAC e-Transfer with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 40,000 CAD to EUR is by using money that's in your Wise account and costs 175.55 CAD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

CAD

EUR

Sending 40,000 CADTransfer cost
Wise account175.55 CAD
Bank transfer176.65 CAD

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

4.3 / 5 on Trustpilot from 253,788 reviews

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