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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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Over 16 million customers
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How long will a money transfer take?

Sending money fromSending money toPayment methodShould arrive by
NZDEURBank Transferby Monday
NZDAEDBank Transferby Monday 07:00
NZDARSBank Transferby Monday
NZDAUDBank Transferby Monday 04:00
NZDBDTBank Transferby Monday
NZDBGNBank Transferby Monday
NZDBRLBank Transferby Monday
NZDBWPBank Transferby Thursday, 2 May
NZDCADBank Transferby Tuesday
NZDCHFBank Transferby Monday 04:00
NZDCLPBank Transferby Wednesday, 1 May
NZDCNYBank Transferin 2 hours
NZDCOPBank Transferin 2 hours
NZDCRCBank Transferby Tuesday
NZDCZKBank Transferby Monday
NZDDKKBank Transferby Monday
NZDEGPBank Transferby Monday
NZDFJDBank Transferin 2 hours
NZDGBPBank Transferin 2 hours
NZDGELBank Transferby Monday
NZDGHSBank Transferby Monday
NZDHKDBank Transferin 2 hours
NZDHUFBank Transferin 2 hours
NZDIDRBank Transferby Monday 04:00
NZDILSBank Transferby Tuesday
NZDINRBank Transferin 2 hours
NZDJPYBank Transferby Monday 02:00
NZDKESBank Transferin 3 hours
NZDKRWBank Transferin 2 hours
NZDLKRBank Transferin 2 hours
NZDMADBank Transferby Wednesday, 1 May
NZDMXNBank Transferin 2 hours
NZDMYRBank Transferin 2 hours
NZDNOKBank Transferby Wednesday, 1 May
NZDNPRBank Transferin 3 hours
NZDPHPBank Transferin 2 hours
NZDPKRBank Transferin 2 hours
NZDPLNBank Transferby Tuesday
NZDRONBank Transferby Tuesday
NZDSEKBank Transferby Monday 09:00
NZDSGDBank Transferin 2 hours
NZDTHBBank Transferin 2 hours
NZDTRYBank Transferin 2 hours
NZDTZSBank Transferby Monday
NZDUAHBank Transferby Tuesday
NZDUGXBank Transferby Monday
NZDUSDBank Transferby Monday
NZDUYUBank Transferby Wednesday, 1 May
NZDVNDBank Transferin 3 hours
NZDZARBank Transferby Monday
NZDZMWBank Transferby Thursday, 2 May
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions