Send money to China from Australia

Fast, low-cost, and secure online money transfers to China from Australia.

Send money from China to Australia instead.

Over 10 million customers

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FCA regulated

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You send exactly

0 AUD
14.74 AUDOur fee
–
14.74 AUDTotal fees
=
985.26 AUDTotal amount we’ll convert
×
4.7174

Recipient gets

Should arrive by Friday 1:00 AM

Get started

How to send money to China from Australia in 3 easy steps

Enter amount to send in AUD.

Pay in AUD with your debit card or credit card, or send the money from your online banking.

Choose recipient in China.

Select who you want to send money to and which pay-out method to use.

Send AUD, receive CNY.

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to China from Australia

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, PayID, POLi, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to China from Australia?

Pay a small, flat fee and percentage

To send money in AUD to China from Australia, you pay a small, flat fee of 7.18 AUD + 0.76% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

7.18 AUD

Variable feeup to 38,678.80 AUD/month

0.76%

Variable feemore than 38,678.80 AUD/month

Discount applies

How long will a money transfer to China from Australia take?

A money transfer from Australia (AUD) to China (CNY) should arrive by Friday 1:00 AM. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD

CNY

Should arrive

by Friday 1:00 AM

Best ways to send money to China from Australia

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Osko
Osko by BPAY is an online bank payment method available in Australia. When you’re sending money or paying your bills in AUD, you have an option to select Osko by BPAY for your payment method on our app.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to China from Australia with the Wise app

Looking for an app to send money to China from Australia? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app