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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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Over 16 million customers
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How long will a money transfer take?

Sending money fromSending money toPayment methodShould arrive by
HKDEURBank Transferin 10 hours
HKDAEDBank Transferin 5 hours
HKDARSBank Transferby Monday
HKDAUDBank Transferin 5 hours
HKDBDTBank Transferin 11 hours
HKDBGNBank Transferin 9 hours
HKDBRLBank Transferby Monday
HKDBWPBank Transferby Thursday, 2 May
HKDCADBank Transferby Tuesday
HKDCHFBank Transferin 2 hours
HKDCLPBank Transferby Wednesday
HKDCNYBank Transferin seconds
HKDCOPBank Transferin seconds
HKDCRCBank Transferby Tuesday
HKDCZKBank Transferby Monday
HKDDKKBank Transferby Monday
HKDEGPBank Transferby Monday
HKDFJDBank Transferin 10 minutes
HKDGBPBank Transferin seconds
HKDGELBank Transferin 9 hours
HKDGHSBank Transferby Monday
HKDHUFBank Transferin seconds
HKDIDRBank Transferin 3 hours
HKDILSBank Transferby Tuesday
HKDINRBank Transferin seconds
HKDJPYBank Transferin 3 minutes
HKDKESBank Transferin 30 minutes
HKDKRWBank Transferin 3 minutes
HKDLKRBank Transferin seconds
HKDMADBank Transferby Wednesday
HKDMXNBank Transferin seconds
HKDMYRBank Transferin seconds
HKDNOKBank Transferby Wednesday
HKDNPRBank Transferin 30 minutes
HKDNZDBank Transferby Tuesday
HKDPHPBank Transferin 20 minutes
HKDPKRBank Transferin seconds
HKDPLNBank Transferby Tuesday
HKDRONBank Transferby Tuesday
HKDSEKBank Transferin 7 hours
HKDSGDBank Transferin seconds
HKDTHBBank Transferin seconds
HKDTRYBank Transferin seconds
HKDTZSBank Transferin 12 hours
HKDUAHBank Transferby Tuesday
HKDUGXBank Transferby Monday
HKDUSDBank Transferby Monday
HKDUYUBank Transferby Wednesday
HKDVNDBank Transferin 40 minutes
HKDZARBank Transferby Monday
HKDZMWBank Transferby Thursday, 2 May
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions