Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Estonia?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to open a balance for the currency you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency balance. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Estonia take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Estonia

Save on your online money transfer to Estonia from Hong Kong. Transfer Hong Kong dollar to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Estonia to Hong Kong instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (22h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 HKD
Our fee
541.73 HKD

Total included fees (0.22%)
541.73 HKD

Should arrive in 5 hours

Send money to Estonia

Save on your online money transfer to Estonia from Hong Kong. Transfer Hong Kong dollar to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Estonia to Hong Kong instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (22h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 HKD
Our fee
541.73 HKD

Total included fees (0.22%)
541.73 HKD

Should arrive in 5 hours

How to send money to Estonia from Hong Kong

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Estonia to any bank account in Estonia. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Hong Kong dollar to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Hong Kong dollar by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Estonia from Hong Kong

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Estonia to any bank account in Estonia. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Hong Kong dollar to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Hong Kong dollar by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Estonia from Hong Kong

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Estonia to any bank account in Estonia. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Hong Kong dollar to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Hong Kong dollar by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Estonia

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Estonia with WISE

The best way to send Hong Kong dollar to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Estonia from Hong Kong

The cheapest way to send 250,000 HKD to Estonia is from a Wise balance and costs 538.91 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

HKD

EUR

Sending 250,000 HKD	Transfer cost
Wise balance	538.91 HKD

Bank transfer	541.73 HKD

Fastest way to send money to Estonia from Hong Kong

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

HKD

EUR

Sending 250,000 HKD	Should arrive
Wise balance	in 5 hours

Bank transfer	in 5 hours