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Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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  • 0 AUD
  • 6.02 AUDOur fee
  • –
    6.02 AUDTotal fees
  • =
    993.98 AUDTotal amount we’ll convert
  • ×
    0.6501

Should arrive by Monday

Get started
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How to send money using PayID in 3 easy steps

Start your transfer.

Enter amount to send in AUD

Pay in AUD using PayID.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send AUD using PayID, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayID take?

A money transfer using PayID (AUD-USD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD
USD

Should arrive

by Monday

Wise works nearly everywhere

  • British pound
    Swift/BIC, IBAN, Sort code and Account number
  • Euro
    Swift/BIC and IBAN
  • United States dollar
    Routing number, Swift/BIC, Account number and Account type
  • Australian dollar
    BSB code and Account number
  • Canadian dollar
    Swift/BIC, Account number and Institution number
  • Hungarian forint
    Swift/BIC, IBAN and Account number
  • Malaysian ringgit
    Account number
  • New Zealand dollar
    Account number
  • Romanian leu
    Bank code and Account number
  • Singapore dollar
    Bank name, Bank code and Account number
  • Turkish lira
    IBAN

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.