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Accept cards and keep more of every payment

Now your business can accept credit and debit card payments in 18+ currencies. Just send a link to your customers to get paid fast. No code required.
Get started
A woman sat at a desk managing her business expenses.

Low fees that are easy to understand

Currency conversion is optional. You'll need a Wise Business account — one-off fee may apply.

  • Domestic cards
    Domestic cards

    Any consumer credit or debit card issued in the country where your business is registered.Card processing fee:
    2.9% + 0.30 USD

  • International cards
    International cards

    Any consumer credit or debit card outside the country where your business is registered.Card processing fee:
    4.2% + 0.30 USD

  • Business cards
    Business cards

    Any business credit or debit card, regardless of where it was issued.Card processing fee:
    4.2% + 0.30 USD

Optional conversion

You choose if and when to convert the money you receive — always at standard Wise rates.

No monthly fee

Accept card payments whenever you need to, with no monthly fee or minimum contract.

No payout fees

We take off the card processing fee and pay the rest into your Wise account, in the same currency your customer paid.
Get started

Make getting paid the easy part

Go from get started to get paid in minutes.

Turn on card payments when you share a payment link, invoice or QR code.

You set the price and currency. And then your customers just enter their card details to pay.

For however you request payment

Wise card payments slot straight into your business. Works with our payment links, invoices and QR codes.

  • Request linkhttps://wise.com/pay/r/OpenCopyQR codeCreate new

    Payment links

    Create and share payment links to receive credit and debit card payments into your Wise account.

    About payment links
  • $2,800Due

    Invoices

    Create and send invoices from Wise at no extra cost. When customers want to pay by card, they can.

    About invoicing
  • An example QR code for accepting card payments.

    QR codes

    Use your QR code to accept card payments. Can also integrate with your invoicing software.

    About QR codes

How to get started

  • 1

    Sign up to Wise
    Sign up to Wise

    If you don't already have one, open a Wise Business account and pay the one-off fee.

  • 2

    Set up card payments
    Set up card payments

    You'll need to add card payments to your Wise account. We'll check your details and set it up.

  • 3

    Turn on card payments
    Turn on card payments

    You can accept card payments by default, or just switch them on for specific payments.

Card payments FAQ