International money transfers

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  • 3.09 USD
    fee
  • 5.15 USDOur fee
  • 8.24 USDTotal fees
  • =991.76 USDTotal amount we’ll convert
  • ×0.981034 (9 hrs)

We use the real exchange rate

As of 1 min ago, 1 USD → 0 EUR
Mid market rate

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 6.23 USD + 0.43% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee6.23 USD
Variable fee
up to 121,070.00 USD/month
0.43%
Variable fee
more than 121,070.00 USD/month
Discount applies

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

by August 9th

How to send money from USD to EUR

  1. 1. Register for free.

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

  2. 2. Choose an amount to send.

    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

  3. 3. Add recipient’s bank details.

    Fill in the details of your recipient’s bank account.

  4. 4. Verify your identity.

    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

  5. 5. Pay for your transfer.

    Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

  6. 6. That’s it.

    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money internationally

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to do an international money transfer with Wise:

Security

Protecting you and your money

Every month, our customers trust us to move over $8 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Frequently asked questions

Let's answer some of your questions