International money transfers

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  • 3.09 USD
    fee
  • 5.15 USDOur fee
  • 8.24 USDTotal fees
  • =991.76 USDTotal amount we’ll convert
  • ×0.966486 (8 hrs)

We use the real exchange rate

As of 1 min ago, 1 USD → 0 EUR
Mid market rate

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 6.23 USD + 0.43% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee6.23 USD
Variable fee
up to 119,725.00 USD/month
0.43%
Variable fee
more than 119,725.00 USD/month
Discount applies

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

in 12 hours

How to send money from USD to EUR

  1. 1. Register for free.

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

  2. 2. Choose an amount to send.

    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

  3. 3. Add recipient’s bank details.

    Fill in the details of your recipient’s bank account.

  4. 4. Verify your identity.

    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

  5. 5. Pay for your transfer.

    Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

  6. 6. That’s it.

    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money internationally

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to do an international money transfer with Wise:

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Security

Protecting you and your money

Every month, our customers trust us to move over $10 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Frequently asked questions

Let's answer some of your questions