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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Millions of happy customers
See what they have to say
Is Wise safe?
Yes, here’s why

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitby Monday, April 22
USDAEDDirect Debitby Saturday
USDARSDirect Debitin 5 hours
USDAUDDirect Debitby Monday, April 22
USDBDTDirect Debitby Sunday
USDBGNDirect Debitby Monday, April 22
USDBRLDirect Debitin 6 hours
USDBWPDirect Debitby Monday, April 22
USDCADDirect Debitby Monday, April 22
USDCHFDirect Debitby Monday, April 22
USDCLPDirect Debitby Tuesday, April 23
USDCNYDirect Debitin 10 hours
USDCOPDirect Debitin 3 hours
USDCRCDirect Debitby Monday, April 22
USDCZKDirect Debitby Monday, April 22
USDDKKDirect Debitby Monday, April 22
USDEGPDirect Debitby Monday, April 22
USDFJDDirect Debitin 3 hours
USDGBPDirect Debitin 3 hours
USDGELDirect Debitby Monday, April 22
USDGHSDirect Debitby Monday, April 22
USDHKDDirect Debitin 3 hours
USDHUFDirect Debitin 3 hours
USDIDRDirect Debitby Monday, April 22
USDILSDirect Debitby Tuesday, April 23
USDINRDirect Debitin 3 hours
USDJPYDirect Debitby Monday, April 22
USDKESDirect Debitin 3 hours
USDKRWDirect Debitin 3 hours
USDLKRDirect Debitin 3 hours
USDMADDirect Debitby Wednesday, April 24
USDMXNDirect Debitby Tuesday, April 23
USDMYRDirect Debitin 3 hours
USDNOKDirect Debitby Tuesday, April 23
USDNPRDirect Debitin 3 hours
USDNZDDirect Debitby Saturday
USDPHPDirect Debitby Monday, April 22
USDPKRDirect Debitin 3 hours
USDPLNDirect Debitby Monday, April 22
USDRONDirect Debitby Monday, April 22
USDSEKDirect Debitby Monday, April 22
USDSGDDirect Debitin 3 hours
USDTHBDirect Debitin 3 hours
USDTRYDirect Debitin 3 hours
USDTZSDirect Debitby Monday, April 22
USDUAHDirect Debitby Monday, April 22
USDUGXDirect Debitby Monday, April 22
USDUYUDirect Debitby Tuesday, April 23
USDVNDDirect Debitin 3 hours
USDZARDirect Debitby Monday, April 22
USDZMWDirect Debitby Monday, April 22
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How to send money abroad instantly?

Start your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Get the best rate out there.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Money is locally delivered.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Let's answer some of your questions