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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Millions of happy customers
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Is Wise safe?
Yes, here’s why
  • 3.09 USD
  • 5.15 USDOur fee
  • –
    8.24 USDTotal fees
  • =
    991.76 USDTotal amount we’ll convert
  • ×
    0.932762
Get started

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitby Thursday
USDAEDDirect Debitby Thursday
USDARSDirect Debitin 6 hours
USDAUDDirect Debitby Thursday
USDBDTDirect Debitby Thursday
USDBGNDirect Debitby Thursday
USDBRLDirect Debitin 6 hours
USDBWPDirect Debitby Friday
USDCADDirect Debitby Thursday
USDCHFDirect Debitby Thursday
USDCLPDirect Debitby Monday, June 12
USDCNYDirect Debitin 10 hours
USDCOPDirect Debitin 3 hours
USDCRCDirect Debitby Monday, June 12
USDCZKDirect Debitby Thursday
USDDKKDirect Debitby Friday
USDEGPDirect Debitby Thursday
USDFJDDirect Debitin 3 hours
USDGBPDirect Debitin 3 hours
USDGELDirect Debitby Thursday
USDGHSDirect Debitby Thursday
USDHKDDirect Debitin 3 hours
USDHUFDirect Debitin 3 hours
USDIDRDirect Debitby Thursday
USDILSDirect Debitby Friday
USDINRDirect Debitin 3 hours
USDJPYDirect Debitby Thursday
USDKESDirect Debitin 4 hours
USDKRWDirect Debitin 3 hours
USDLKRDirect Debitin 3 hours
USDMADDirect Debitby Monday, June 12
USDMXNDirect Debitby Thursday
USDMYRDirect Debitin 3 hours
USDNGNDirect Debitby Saturday, June 10
USDNOKDirect Debitby Friday
USDNPRDirect Debitby Thursday
USDNZDDirect Debitby Thursday
USDPHPDirect Debitby Thursday
USDPKRDirect Debitin 3 hours
USDPLNDirect Debitby Friday
USDRONDirect Debitby Friday
USDSEKDirect Debitby Thursday
USDSGDDirect Debitin 3 hours
USDTHBDirect Debitin 3 hours
USDTRYDirect Debitby Thursday
USDTZSDirect Debitby Thursday
USDUAHDirect Debitby Friday
USDUGXDirect Debitby Thursday
USDUYUDirect Debitby Friday
USDVNDDirect Debitin 4 hours
USDZARDirect Debitby Thursday
USDZMWDirect Debitby Friday
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How to send money abroad instantly?

    icu.sendMoney.destination.easy.step.1.alt

    Use our calculator to get an estimate for your transfer.

    If your estimation says "should arrive in seconds" — your transfer will be instant.

    icu.sendMoney.destination.easy.step.2.alt

    Choose the fastest payment option.

    For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

    icu.sendMoney.destination.easy.step.3.alt

    Complete the transfer.

    Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

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How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

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Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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Wise works nearly everywhere

Let's answer some of your questions