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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Millions of happy customers
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Is Wise safe?
Yes, here’s why
  • 3.09 USD
  • 5.15 USDOur fee
  • –
    8.24 USDTotal fees
  • =
    991.76 USDTotal amount we’ll convert
  • ×
    0.913566
Get started

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitin 5 hours
USDAEDDirect Debitby Tuesday, December 5
USDARSDirect Debitin 6 hours
USDAUDDirect Debitby Friday
USDBDTDirect Debitby Sunday, December 3
USDBGNDirect Debitin 7 hours
USDBRLDirect Debitin 7 hours
USDBWPDirect Debitby Monday, December 4
USDCADDirect Debitby Friday
USDCHFDirect Debitin 4 hours
USDCLPDirect Debitby Monday, December 4
USDCNYDirect Debitin 3 hours
USDCOPDirect Debitin 3 hours
USDCRCDirect Debitby Monday, December 4
USDCZKDirect Debitin 9 hours
USDDKKDirect Debitby Friday
USDEGPDirect Debitby Wednesday, December 6
USDFJDDirect Debitin 3 hours
USDGBPDirect Debitin 3 hours
USDGELDirect Debitin 6 hours
USDGHSDirect Debitin 10 hours
USDHKDDirect Debitin 3 hours
USDHUFDirect Debitin 3 hours
USDIDRDirect Debitby Friday
USDILSDirect Debitby Thursday, December 7
USDINRDirect Debitin 3 hours
USDJPYDirect Debitby Friday
USDKESDirect Debitin 3 hours
USDKRWDirect Debitin 3 hours
USDLKRDirect Debitin 3 hours
USDMADDirect Debitby Monday, December 4
USDMXNDirect Debitin 5 hours
USDMYRDirect Debitin 3 hours
USDNGNDirect Debitby Sunday, December 3
USDNOKDirect Debitby Friday
USDNPRDirect Debitby Friday
USDNZDDirect Debitby Friday
USDPHPDirect Debitby Sunday, December 3
USDPKRDirect Debitin 3 hours
USDPLNDirect Debitby Friday
USDRONDirect Debitby Friday
USDSEKDirect Debitin 5 hours
USDSGDDirect Debitin 3 hours
USDTHBDirect Debitin 3 hours
USDTRYDirect Debitin 3 hours
USDTZSDirect Debitby Friday
USDUAHDirect Debitby Friday
USDUGXDirect Debitby Friday
USDUYUDirect Debitby Monday, December 4
USDVNDDirect Debitin 4 hours
USDZARDirect Debitby Monday, December 4
USDZMWDirect Debitby Monday, December 4
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How to send money abroad instantly?

    Start your transfer.

    Use our calculator to get an estimate for your transfer.

    If your estimation says "should arrive in seconds" — your transfer will be instant.

    Get the best rate out there.

    Choose the fastest payment option.

    For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

    Money is locally delivered.

    Complete the transfer.

    Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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Wise works nearly everywhere

Let's answer some of your questions