Send money online
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 INR
- Our fee11,178.56 INR
- Tax collected at source (TCS)4,095.81 INR
- GST2,809.35 INR
Should arrive by Monday, 2 June
Send money online
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 INR
- Our fee11,178.56 INR
- Tax collected at source (TCS)4,095.81 INR
- GST2,809.35 INR
Should arrive by Monday, 2 June
Find out how much it costs to send money online
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more. At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
Wise | Competitors |
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Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time. | Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut. |
How to send money online from India
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money online from India
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money online from India
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Online money transfer fees
How much does it cost to send money online?
To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Best ways to send money internationally with WISE
The best way to send Indian rupee to United States dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
ACH
ACH
You’ll need to enter the recipient’s personal and banking information to make sure their payment can be processed quickly and securely. Learn more about ACH payments.
Wire
Wire
A wire transfer is a convenient payment method. To make a transfer you’ll need your recipient’s personal and account details. Learn more about Wire transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Cheapest way to send money abroad from India
The cheapest way to send 800,000 INR to USD is from a Wise balance and costs 10,858.98 INR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
INR
USD
Sending 800,000 INR | Transfer cost |
---|---|
Bank transfer | 18,083.72 INR |
Fastest way to send money abroad from India
Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
INR
USD
Sending 800,000 INR | Should arrive |
---|---|
Bank transfer | by Monday, 2 June |
Send money online with the Wise app
Looking for an app to send money online? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money online with the Wise app
Looking for an app to send money online? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Do more with Wise in India
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Let's answer some of your questions
See where Wise works
- Send money
- Account details
- Hold and convert money