Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Germany?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to add the currency that you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Germany take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

4.8 ★ on App Store 152K reviews

4.8 ★ on Google Play 1.3M reviews

Send money to Germany

Save on your online money transfer to Germany from India. Transfer Indian rupee to Euro quickly, safely and join over 14.8 million people using Wise.

Send money from Germany to India instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (71h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 INR
Our fee
1,267.26 INR
GST
369.16 INR

Total included fees (2.05%)
1,636.42 INR

Should arrive by Sunday

4.8 ★ on App Store 152K reviews

4.8 ★ on Google Play 1.3M reviews

Send money to Germany

Save on your online money transfer to Germany from India. Transfer Indian rupee to Euro quickly, safely and join over 14.8 million people using Wise.

Send money from Germany to India instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (71h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 INR
Our fee
1,267.26 INR
GST
369.16 INR

Total included fees (2.05%)
1,636.42 INR

Should arrive by Sunday

How to send money to Germany from India

Enter amount to send in INR.

Pay in INR with your debit card or credit card, or send the money from your online banking.

Choose recipient in Germany.

Select who you want to send money to and which pay-out method to use.

Send INR, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Germany

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Germany with WISE

The best way to send Indian rupee to Euro is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Germany from India

The cheapest way to send 80,000 INR to Germany is by using money that's in your Wise account and costs 946.19 INR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

INR

EUR

Sending 80,000 INR	Transfer cost
Bank transfer	1,636.42 INR

Fastest way to send money to Germany from India

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

INR

EUR

Sending 80,000 INR	Should arrive
Bank transfer	by Sunday